- Retirement Accounts
Should You Consider Converting a Large 401(k) or IRA to a Roth?
Date & Time
- September 24th @ 12:00 PM (PST)
Description
- Should you consider a Roth conversion? For many high income earners, the better question is whether they can afford not to. Recent law changes have quietly turned traditional IRAs into tax accelerators, especially after death. This webinar digs into how Roth conversions are being used for tax rate arbitrage, estate tax reduction, and long term legacy planning, not just tax free growth. We will unpack more than ten compelling reasons to consider converting, including the SECURE Act’s ten year payout rule, why trusts often make IRA taxes worse, and how estate taxes change the math entirely. We will also explore stretch Roth opportunities, Roth strategies for special needs and asset protection trusts, and testamentary IRA CRT planning. This webinar is hosted by attorney Jim Cunningham with the financial advisors at Ascent Wealth Management.