Choosing between retiring abroad or staying in California isn’t just about scenery! It's about how your money, healthcare, and legal protections will actually work for you. Attorney Jim Cunningham offers a balanced comparison of both options, breaking down the key tax rules, residency requirements, estate planning implications, and cost-of-living factors that shape a secure retirement. We’ll look at the real benefits and real challenges on each side so you can understand the trade-offs clearly. Whether you’re imagining life overseas or staying rooted in California, this guide will help you make a retirement plan that truly fits your future.